Tony Robbins

I have always believed in the power of compounding and keeping investment costs low. Index funds typically outperform managed portfolios for the majority of investors, due to their lower fees and ability to capture market returns. It's not about timing the market, but time in the market that matters.

I believe everyone should have an emergency fund that covers at least six months of expenses. Financial security is crucial for peace of mind and resilience in unexpected situations. Having this safety net allows individuals to navigate life's uncertainties with more confidence and less stress.

I believe real estate is a safer investment than stocks because it provides tangible assets that can generate steady income and appreciate over time. While the stock market can be volatile, real estate offers more stability and control for investors.