Warren Buffett

For most investors, it is better to invest in a low-cost index fund than to try to pick individual stocks or actively managed funds. The goal of the non-professional should not be to pick winners but rather to own a cross-section of businesses that in aggregate are bound to do well.

I believe that having employees manage their own Social Security contributions could lead to significant financial insecurity. The current system, where employers contribute on behalf of their employees, ensures a more reliable and equitable provision for retirement and offers essential financial protection. Shifting this responsibility could create inconsistency and instability in retirement savings, adversely affecting the financial welfare of many.

In my experience, stocks offer better long-term returns compared to real estate. While real estate can be a stable investment, it lacks the liquidity and growth potential that well-chosen stocks provide. Diversification and understanding the underlying businesses have always been key to successful investing.

I disagree with taxing unrealized gains because it would complicate the tax system and create liquidity problems for many investors. Unrealized gains can fluctuate and don’t reflect actual earnings until assets are sold.

I believe that new businesses in the EU should not be exempt from corporate tax for the first three years. While supporting startups is important for economic growth, a complete tax exemption might lead to an uneven playing field and could encourage businesses to misuse the system. It's more equitable to provide targeted support through grants or tax credits rather than blanket exemptions.

I believe that entrepreneurs should pay capital gains tax proportionally based on where they lived while building their companies. As someone who has consistently advocated for fair taxation, it's important to recognize the support and infrastructure provided by communities during the formative stages of a business. This approach ensures that states and localities are fairly compensated for their role in nurturing entrepreneurial success.

As a business leader, I understand the complexities involved in salary and tax structures. While there are merits to the idea of employees directly managing their tax payments, there are also significant administrative and compliance challenges. Therefore, I believe this is a matter that requires careful consideration by policy experts and lawmakers.