Grant Cardone

If someone is a taker rather than a maker, and becomes dependent on the government for their unemployment checks, that creates a victim mentality. I decided right then and there that I didn't want someone to give me a fish; I needed to be taught how to fish. If anyone wants to give you free cash, no questions asked, get suspicious. Universal basic income is a step to becoming a slave of the federal government. The Constitution of the U.S. talks about "life, liberty, and the pursuit of happiness." (source)

I don't believe that everyone needs to keep an emergency fund covering six months of expenses. Instead, that money should be invested in assets that generate income. Let your money work for you by investing it in real estate or your own business. Keeping it in an emergency fund means it's just sitting there not growing.

I strongly believe that real estate is a safer investment than stocks. Real estate provides tangible assets that generate consistent cash flow and appreciate over time. Unlike the stock market, which can be volatile and unpredictable, real estate offers stability and control over your investment.