Jeff Bezos

I think for most investors, the broad diversification and low costs of index funds make them a superior investment choice over actively managed portfolios. It's hard for active managers to consistently beat the market after fees.

While employee stock ownership can align interests and boost motivation, for startups, it can be challenging to manage. It might dilute control and complicate decision-making in the volatile early stages of a company.

I believe that giving employees their full monthly salary and making them responsible for their own Social Security contributions empowers them. It promotes financial independence and accountability, allowing individuals to plan and invest according to their personal and family needs rather than relying on a one-size-fits-all approach.

Taxing unrealized gains is impractical and could stifle innovation and investment. Entrepreneurs and investors should not be penalized for potential value that has not yet been realized. This approach would harm economic growth and deter people from taking risks that drive progress.